Small Credit for Big Opportunities: A Case of BRAC’s Agribusiness Program in Bangladesh

Shaiara Husain, Kazi Tanvir Mahmud, Md Taufiqul Islam, Md Abdullah Shihab

Research output: Contribution to journalArticlepeer-review

Abstract

BRAC provides microcredit to the landless and marginal borrowers to accelerate agribusiness activities in the rural areas. The prime objective of the study was to evaluate the impact of microcredit program on household income of the female borrowers of BRAC. Survey was conducted in the Gazipur district of Bangladesh. Primary data were collected from 417 borrowers who were engaged in agribusiness. Ordinary Least Square (OLS)technique was used to assess the impact of credit on household income. The study shows that the amount of microcredit received by the borrowers made a significant contribution in enhancing their household income. Besides credit, value of agricultural assets, compulsory saving, number of agribusiness pursued by household and training appeared as the key factors in determining income. The study also shows that non-institutional loan and operating cost of agribusiness adversely influenced the household income.
Original languageEnglish
Pages (from-to)7-14
Number of pages8
JournalInternational Journal of Economics and Finance
Volume8
Issue number1
DOIs
Publication statusPublished - 2016
Externally publishedYes

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