Paul Gerrans


  • The University of Western Australia (M250), 35 Stirling Highway,

    6009 Perth


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Personal profile


Paul Gerrans is a Professor of Finance at The University of Western Australia. Paul’s research focuses on consumer financial decision making, particularly within a retirement savings context, and the role of financial literacy in these decisions. This research has been aided by transaction databases provided by a number of large retirement savings funds. Paul teaches personal finance and financial planning and undertakes related research into financial literacy and financial advice seeking. He has an interest in all aspects of financial literacy with an emphasis on the acquisition of financial literacy by young adults (e.g. undergraduate students) and the interaction of financial literacy and cognitive decline among older adults. Paul has previously been a member of federal government retirement savings advisory bodies and a member of the MoneySmart Teaching Evaluation Steering Committee at the Australian Securities and Investments Commission. He is currently a member of the OECD/INFE Research Committee and a member of the OECD's PISA financial literacy expert group.

Roles and responsibilities

Chair, Business School Regional Ethics and Research Committee

Academic Board

Funding overview

• 2015: Financial Literacy Australia - University Level Financial Literacy Education Interventions, Financial Literacy Australia $38,021
• 2013-2016: CSIRO FLAGSHIP COLLABORATION FUND - Superannuation Cluster: “Better Superannuation Outcomes” Stream $127,000
CIs: Stream Leader with Gordon Clark
• 2013: Institute of Chartered Accountants Australia $19,000
Title: Advising Self Managed Superannuation Fund Trustees - The Role of Cognitive Functioning
CIs: Gerrans, Earl and Asher
• 2016, 2015, 2014, 2013: Colonial First State $42,450
Title: Equity Preference in Australian Managed Fund Flows
CIs: Gerrans, Da Silva Rosa and Heaney
• 2012 Business School Research Development Award $11,000 Title: Ages of Investing
CIs: Gerrans and Treepongkaruna
• 2011 National Seniors Australia: Productive Ageing Centre $33915
Title: The Role of Financial Literacy and Financial Anxiety in Older Australians’ Retirement Savings Decisions
CI’s: Gerrans and Hershey
• 2009-2012 ARC Linkage Grant: Building Financial Literacy and Retirement Savings Engagement by Developing a Financial Education Programme for the Workplace. (with Clark-Murphy and Speelman)
Partners: Government Employees Superannuation Board and Western Australia Police.
• 2009 Australian Institute of Superannuation Trustees: Choice and Member Responses to the Global Financial Crisis.
Partners: AIST, six Australian superannuation funds
• 2009 AFAANZ Research Grant: Retirement Savings Strategy Choices: Style and Sophistication. (with Yap)
• 2007 Australian Institute of Aboriginal & Torres Strait Islander Studies Research Grant: Financial Literacy and Attitudes to Superannuation among Indigenous Australians.
(with Clark-Murphy and Truscott)
• 2003-2005 ECU Industry Collaborative Grant 2003-2005: The Retirement Savings Decisions of Australian Workers: A Long-Term Study of Public Sector and Industry Fund Members.
(with Clark-Murphy). Partners: UniSuper, HESTA, STA, GESB.
• 2004 Industry Funded Project ($5000): Website development by Australian superannuation funds.
(with Clark-Murphy). Partners: UniSuper and STA.
• 2002 Commissioned project: Australian Securities and Investments Commission: $4000.
Managed Fund Advertising. Partner: ASIC.

Previous positions

Edith Cowan University 1990-2010
Susquehanna University, Visiting Positions 1995, 2007

Teaching overview

Managing your Personal Finances, Financial Planning, Funds Management

PhD supervisions (UWA): Inge Kristoffersen "Economic analysis of happiness and satisfaction: selected methodological issues and applications"
(ECU): Nurasykin Jamaludin "Individual retirement savings behaviour: Evidence from Malaysia"
Gerry Croy: "Psychological determinants of retirement savings behaviour: An application of the theory of planned behaviour"


Superannuation and retirement savings, individual investment decision making and performance, financial literacy, cognitive decline and financial decision making, financial anxiety and financial advice.

Current projects

Financial Literacy of Undergraduates;

Insurance Choices in Pension Funds, with Gordon Clark (University of Oxford);

Member Retirement Investment Behaviour and Performance, with Moulang and Feng (Monash University);

The Role of Socialisation in Acquiring Financial Literacy, with Ooi, Sneddon, Kristofferson, Preston (UWA);

Personal values and value expressive behaviour: Estimating Relationships with Quantile Correlation, with Lee and Sneddon (UWA);

Longevity risk aversion, personal values, and the allocation of assets in retirement, with Soutar and Lee (UWA);

Cognitive Decline and Financial Literacy, with Jo Earl (Macquarie);

Individual Investors and International Equity, with Dirk Baur (UWA), Elisabeth Sinnewe (QUT);

Financial Education Interventions and Personal Savings Orientation, with Hoffman (University of Adelaide);

Milestone Birthdays and Retirement Investment Behaviour, with Sirimon Treepongkaruna (UWA) and David Pitt (Macquarie); and

Pensions savings in Thailand with Professor Sirimon Treepongkaruna (UWA) and Dr Suntharee Lhaopadchan (Kasetsart University).

Expertise related to UN Sustainable Development Goals

In 2015, UN member states agreed to 17 global Sustainable Development Goals (SDGs) to end poverty, protect the planet and ensure prosperity for all. This person’s work contributes towards the following SDG(s):

  • SDG 3 - Good Health and Well-being
  • SDG 5 - Gender Equality

External positions

INFE Research Committee, Organisation for Economic Cooperation & Development OECD

PISA Financial Literacy Expert Group, Organisation for Economic Cooperation & Development OECD

Industry keywords

  • Finance and Business

Research expertise keywords

  • Financial Literacy
  • Retirement savings
  • Superannuation


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Collaborations and top research areas from the last five years

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